Real‑time offer optimization at checkout

Automatic Checkout Hints:When you're on a payment page, our browser extension or mobile assistant will pop up with the best combination of offers. No more searching for coupon codes.

Your Secure Vault: Add your credit/debit cards (we only store the BIN+last4, never the full number) and loyalty memberships. We scan for offers tied to your specific cards.

The "Best Stack": We don't just find one offer. We find the optimal stack. For example: "Use code FESTIVE15, pay with your HDFC Millennia Card via the Amazon Pay wallet to save an extra ₹250."

See Your Savings: A simple dashboard shows exactly how much you've saved this month, this year, and on every purchase.

Targeted Activation:Surface your card's specific offer (e.g., "10% off at Myntra") at the exact moment a customer is checking out on Myntra.

Drive Top-of-Wallet: Ensure your card is the default choice by proactively showing its superior value, preventing churn to competitor cards or wallets.

Rich Attribution: Move beyond basic BIN-level reporting. Get merchant, category, and even cart-level insights on offer redemption. Understand what your customers are buying and optimize your strategy.

Offer SDK: Want to bring this power into your own app? Use our SDK to integrate the "best offer" hint directly into your netbanking or mobile banking app's payment flow.

Contextual Prompts: When our engine detects that paying with your wallet (either directly or by using a card stored in it) provides the maximum savings, we explicitly prompt the user to select your app.

Reduce Cashback Burn: Instead of burning cash on users who would have paid with your wallet anyway, use our platform to run surgical campaigns. Target users by cart value, merchant, category, or time of day.

Closed-Loop Reporting: See the direct lift in TPV (Total Payment Volume) and new user activations driven by our prompts. We provide clear, actionable data on campaign performance.

Reduce Cart Abandonment: By surfacing all available bank offers, wallet deals, and your own promo codes in one place, we remove the user's incentive to leave your checkout page.

Intelligent Stacking Rules: Our engine is built to respect your rules. We ensure that "Coupon A cannot be combined with Bank Offer B" is enforced, preventing offer misuse.

Prioritize Your Offers: Bring your own coupons or affiliate-fed promo codes. We can prioritize these in the recommendation stack, helping you drive sales through your preferred channels.

Competitive Intelligence:Get insights into what bank and wallet offers are being most effectively used on your site and on your competitors' sites

Offer Search API: A simple REST API to query our massive, real-time database of offers. Search by BIN, user, merchant, category, or keyword.

Stacking Engine API:The real magic. Send us a cart payload (items, value) and a list of available payment methods. We return the single most optimal combination of offers, with savings calculated.

Web/Mobile SDKs:Want to get to market faster? Embed our pre-built UI components (the "hint") directly into your checkout flow with just a few lines of code.

Developer Sandbox: A complete sandbox environment with thousands of synthetic offers, merchants, and stacking rules to test every edge case of your integration.

Verified Redemptions:Our engine tracks the entire flow, from the moment your offer is recommended to the successful payment confirmation. This ensures you get credited for sales you genuinely influenced.

Transparent Attribution: Our logs show exactly why your offer was recommended (e.g., "it was the best stackable coupon") and how it was combined with other offers.

Co-Branded Flows: Onboard your existing user base to PayPros with your unique partner link. You can earn shared upside on all the savings we generate for your users, creating a new, recurring revenue stream.